New Deals
September 1, 2026No Comments
Fairway-View Home For Sale with Dual Primary Suites in Ramona
Table of Contents
$660K
Sale Price
2,167
Square Feet
3 / 2.5
Bed / Bath
1 Garage
Attached parking space
For Sale · Par 28, Ramona
A golf-course home for sale in Ramona, priced for its Par 28 setting
A freestanding 3-bedroom home with dual primary suites is for sale in Ramona's Par 28 enclave, priced at $660,000 with north-facing views over the San Vicente fairways. For an owner weighing a low-maintenance move or a portfolio addition, this is a look at how the listing is priced, presented, and positioned.
This home is listed at $660,000 as a freestanding single-family residence in Par 28, the low-maintenance enclave inside San Diego Country Estates. The pricing reflects what the address actually offers: 2,167 square feet of interior space, dual primary suites, and golf-course frontage - without the upkeep of a traditional lot. That combination is uncommon in Ramona, so the list price is built from real Par 28 and SDCE comparables rather than a broad Ramona average.
15615 Vista Vicente Dr 5, Ramona, CA 92065 For Sale · $660,000
The Home
Inside 15615 Vista Vicente Dr 5
A floor plan built to flex
The marketing leads with what a buyer in this segment is looking for: single-level daily living with room to expand, a remodeled kitchen that opens to a private terrace, and north-facing windows framing the San Vicente fairways and foothills.
For sellers watching how their own home might be handled, the approach here is the point - an accurate price, a clear read on the buyer, and disclosure work started early so the dual-HOA and fire-insurance questions are answered before they stall an offer.
2,167 sq ft
Interior living area
3 BD / 2.5 BA
Dual primary suites
1 Garage
Attached parking space
two suites
Dual primary suites
One primary suite sits on the main floor and a second upstairs, supporting single-level daily living with expanded capacity above.
open kitchen
Remodeled interior
High ceilings, dual-pane vinyl windows, and a remodeled kitchen open to the living area and orient toward the north-facing fairways.
bonus space
Flexible bonus room
Beyond the third bedroom, a versatile bonus room works as a home office, fitness space, or climate-controlled storage.
Property Overview
What does 15615 Vista Vicente Dr 5 offer?
Address15615 Vista Vicente Dr 5, Ramona, CA 92065
List Price$660,000
Living Area2,167 sq ft
Layout3 bedrooms · 2.5 bathrooms · dual primary suites
Property TypeFreestanding single-family residence
Parking1 attached garage space
ViewsNorth-facing fairway and mountain views
CommunityPar 28 enclave, San Diego Country Estates
Why this home for sale in Ramona fits a specific buyer
This home is positioned for a buyer who wants space and views without the weekend yard work - and the four features below are what make that case concrete rather than generic.
01
Dual primary suites
One primary suite sits on the main floor and a second upstairs, supporting single-level daily living with expanded capacity above - a layout that fits multi-generational households or long-term guests without a remodel.
02
Low-maintenance frontage
The property is designed to eliminate traditional yard upkeep while keeping the freedom of a detached structure, with a private terrace off the kitchen instead of a lawn to manage.
03
Remodeled, view-oriented interior
High ceilings, dual-pane vinyl windows, and a remodeled kitchen open to the living area and orient toward the north-facing fairways - presentation that photographs well and reads accurately in person.
04
Flexible bonus room
Beyond the third bedroom, a versatile bonus room works as a home office, fitness space, or climate-controlled storage - usable square footage that widens the pool of buyers the listing speaks to.
Neighborhood & Market
What is Par 28 in Ramona like to live in?
Par 28 is a low-maintenance neighborhood inside San Diego Country Estates, built for lock-and-leave living with golf-cart-friendly streets and a private pool reserved for its residents. It sits in the foothills of San Diego County, where Ramona trades the density of the coast for space, local agriculture, and master-planned community life. Around it, SDCE anchors daily amenities: the San Vicente Golf Resort - an 18-hole, par-72 championship course designed by Ted Robinson - plus lighted tennis courts, equestrian centers, and more than 20 miles of maintained walking and riding trails.
For a buyer, the appeal is a detached home with community infrastructure attached: two SDCE community pools in addition to the Par 28 pool, parks, and trail access, all reachable from the cart paths that run past the home. It's a setting that rewards owners who want amenity-rich living without managing a large lot themselves.
Golf-cart streets
Cart-friendly roads run right past the home to the community's amenities.
Private Par 28 pool
A pool reserved for Par 28 residents, plus two SDCE community pools.
20+ miles of trails
Maintained walking and riding trails wind through the community.
Equestrian centers
SDCE equestrian facilities and foothill open space nearby.
What should a buyer know about prices here?
Pricing in this pocket of Ramona is driven by the low-maintenance, "lock-and-leave" category rather than by standard detached-home averages, and a 2,167-square-foot floor plan is substantial for that segment. Because Par 28 homes carry golf-course frontage and dual-HOA amenities, the most useful comparables come from within Par 28 first, then similar low-maintenance properties across SDCE - not from Ramona at large. The three factors below are what shape carrying cost and value at this address.
Buyer Demand
Lock & leave
Detached, low-upkeep homes with golf and trail access draw buyers seeking space without maintenance - a narrower, motivated pool that values the exact features here.
Carrying Costs
Dual HOA
Par 28 homes typically pay two assessments - the SDCE Master HOA and the Par 28 sub-HOA - so total monthly cost combines both dues, taxes, and fire coverage. Confirm exact figures in escrow.
Insurance
FAIR Plan
Much of Ramona sits in a high or very high Fire Hazard Severity Zone, so buyers should plan for California FAIR Plan coverage with a supplemental DIC policy and quote it early.
By the Numbers
Due diligence starts on day one
17 days
The standard California RPA inspection and disclosure contingency - the window to read both sets of CC&Rs and verify condition while your deposit is protected.
21 days
The standard loan-approval contingency. Lenders in multi-HOA settings require an HOA certification and reserve-study review, so start it the day escrow opens.
2 HOAs
The Master SDCE HOA and the Par 28 sub-HOA each carry their own CC&Rs and dues - the maintenance line between homeowner and association must be confirmed in writing.
Buyer Questions
Questions buyers ask about this Ramona home
How do the HOA fees work on a Par 28 home?
A Par 28 home is typically governed by two associations: the San Diego Country Estates Master HOA and the Par 28 sub-HOA. Each carries its own CC&Rs and monthly assessment, so your total dues combine both. Verify the exact current amounts during escrow rather than relying on an estimate.
What exterior maintenance is the homeowner responsible for?
Even though the home is built for low-maintenance living, it's a freestanding structure, so the split of responsibility for the roof, exterior paint, and private terrace is set by the Par 28 CC&Rs. Confirm exactly where the maintenance line is drawn during the due-diligence period.
Will I need special fire insurance in Ramona?
Most properties in this part of Ramona fall in a high or very high Fire Hazard Severity Zone, so buyers generally use the California FAIR Plan for primary fire coverage paired with a Difference in Conditions policy for liability and other perils. Because those premiums affect loan qualification, secure quotes early in escrow.
How are the two primary suites configured?
The home offers a dual primary suite layout: one primary bedroom and en-suite bath on the main floor, and a second primary suite upstairs. That gives you single-level daily living with additional private capacity on the upper level.
Does the property qualify for VA or FHA financing?
Because the home is part of an HOA, the association must appear on the approved list for VA or FHA loans. If you're using either program, have your lender verify the sub-HOA's current approval status before you submit an offer.
Which amenities come with the HOA dues?
Dues cover the Par 28 private pool plus SDCE amenities: two community pools, tennis courts, parks, and more than 20 miles of walking and equestrian trails. Golf rounds at the San Vicente Golf Resort are billed separately from HOA dues.
For More Information
See the full picture before you write an offer
Buying in San Diego means reading two sets of HOA documents, confirming fire-insurance logistics, and pricing the total monthly obligation accurately.
Schedule a free consultation to review the disclosures. You'll get a clear breakdown of the local market data, the HOA financials to verify.
Related Posts
New Deals
September 1, 2026No Comments
Property management resources
Why Clear Lease Agreements Prevent Future Disputes: A Strategic Guide for San Diego Landlords
Read More »August 27, 2026No Comments
